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How much should we
budget for full-timing?
Posted by Ronald Bramlett on April 07, 1999 at 14:02:42:
Will have a 1300-1400 monthly
budget to fulltime on. No RV payment or any
other bills. Are there
any RV'ers out there with a same or slightly smaller budget.
Please help. Ronald
& Lynn
Posted by george on April 14, 1999 at 18:00:34:
In Reply to: Fulltime Cost
posted by Ronald Bramlett on April 07, 1999
Ron, you didn't leave
your email. so I will post here. Yep sure are folks that
have that sort of
budget. I read there discriptions all the time on here. some of
the sites that I have
are retired on SS and others with scads of money, everything
from 15000 a year
to 4000 a month. If you or anyone would like a list of these
sites, please email
me. I will be certain to provide them to you. Its just too much
to list here.
Posted by Dave Jenkins on May 02, 1999 at 13:46:29:
In Reply to: Re: Fulltime
Cost posted by george on April 14, 1999
Hey Guys!! Get real!!
If you want to know what it costs to fulltime it (we've
been at it for a year)
spring for the price of Ron & Barb's book!! With Ron as
careful as he is with
the $$, we figured he was pretty close. We added and
subtracted to suit
our lifestyle, and found out that just like living in a house, we
spend whatever we
have...... Barb has on several occasions made comments to
this topic, and their
book says it best.
Posted by Dick Ackerman on May 02, 1999 at 22:48:35:
In Reply to: Re: Fulltime
Cost posted by Dave Jenkins on May 02, 1999
We read Ron &
Barb's book and it was definetly helpful. But, I would like to
compare living costs
with others to help learn the different things people deem
important and expense
out. Then we can put our situation on paper the way we
think it will work
for us. Hopefully this will work for us. Thanks for your input
because if I hadn't
read the book I would go out and buy it.
Posted by Vickie on April 29, 1999 at 08:49:19:
In Reply to: Re: Fulltime
Cost posted by george on April 14, 1999
Looks like there are
enough people wanting the list you would save time by just
putting it on this
bulletin. Even if it's long it's only once and I'm sure they won't
mind a long list posted
here since everyone seems to want it including me. We
put our house up for
sale this weekend and have an Auctioneer coming to
discuss an auction
next week. Thanks for your time and effort.
Posted by Ronald Lynn on April 09, 1999 at 10:09:10:
We will have between
1300-1400 to fulltime on. This does not include
any bills. My concern
is medical care for my wife. We are in good health
and have no medical
health problems. I am now retired military and will
use their facilities.
Does anyone have any advice. The worry is to be able
to get my wife on
a plan. We are both 43, also anyone out there making it
on our budget?
Posted by Agnes on April 09, 1999 at 12:03:43:
In Reply to: Will we have
enough money-fulltiming posted by Ronald Lynn on April 09, 1999
Ron, we aren't full
timing yet so I wasn't going to respond to your questions
regarding costs to
full time. Hopefully, someone with some experience will
respond on that subject.
However, I have been looking into medical insurance
for my husband and
myself, 61 and 54 years old. We have found that BC / BS
has various plans,
with various deductibles and options. At your ages, the
premiums will be much
less than any we've been quoted. Call a local BC / BS
office and they will
be able to help you. In addition to them, if you are an
Escapee, they have
a medical insurance provider, too.
Posted by Sherry on April 10, 1999 at 16:56:45:
In Reply to: Re: Will we
have enough money-fulltiming posted by Agnes on April 09, 1999
I may be wrong, but
I thought that spouses of all retired military personnel were
also covered by military
insurance, same as the retiree.
Posted by Carolyn Dennis Johnson on April 20, 1999 at 22:58:21:
In Reply to: Re: Will we
have enough money-fulltiming posted by Sherry on April 10, 1999
MY Husband and I want
to know if we will have enough money to live. We
have figured out that
after club memberships, life insurance, health insurance,
dental insurance,
RV and car registrations, mail forwarding, and voice messaging
we should have about
$1,500 left is that enough to live on? How much is not
enough? What does
everyone think about mail forwarding services do they
work? Does it work
to have a Texas address? We have so many questions?
Posted by Ron Bramlett on April 23, 1999 at 17:39:23:
In Reply to: Re: Will we
have enough money-fulltiming posted by Carolyn Dennis Johnson on
April 20, 1999
Carolyn, with $1500
left after all major expenses you guys should live high on
the hog. Some fulltimers
are paying all expenses with that amount. I will soon
be one of them. I
guess you would always want to have more but if i were in
your shape i would
already be out there fulltiming. Go for it; good luck. RON B.
Posted by Ebs on March 15, 1999 at 19:22:27:
I'm going to have
to rollover my 401k into an IRA to avoid the tax
consequences. What
kind of an interest rate can I expect to get? I will need the
income from this IRA
to supplement my pension check.
Posted by John on March 24, 1999 at 22:44:10:
In Reply to: Interest rates
posted by Ebs on March 15, 1999 at 19:22:27:
You might want to
check with Schwab regarding "Hybrid Preferred Stock".
They are actually
a type of corporate bond. There are some available which
have about a 9% "dividend
yield", paid monthly or quarterly. Don't "cash out"
your 401k directly,
arrange to have it transferred directly to wherever you
decide to set up your
IRA....
Posted by ebs on March 24, 1999 at 23:39:26:
In Reply to: Re: Interest
rates posted by John on March 24, 1999 at 22:44:10:
Thanks John, I'm aware
of the need to roll over rather than cash out to save the
10%. Glad to hear
of a nice high rate. |