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How much should we budget for full-timing?

Posted by Ronald Bramlett on April 07, 1999 at 14:02:42:
        Will have a 1300-1400 monthly budget to fulltime on. No RV payment or any
         other bills. Are there any RV'ers out there with a same or slightly smaller budget.
         Please help. Ronald & Lynn
 

Posted by george on April 14, 1999 at 18:00:34:
        In Reply to: Fulltime Cost posted by Ronald Bramlett on April 07, 1999
         Ron, you didn't leave your email. so I will post here. Yep sure are folks that
         have that sort of budget. I read there discriptions all the time on here. some of
         the sites that I have are retired on SS and others with scads of money, everything
         from 15000 a year to 4000 a month. If you or anyone would like a list of these
         sites, please email me. I will be certain to provide them to you. Its just too much
         to list here.
 

Posted by Dave Jenkins on May 02, 1999 at 13:46:29:
        In Reply to: Re: Fulltime Cost posted by george on April 14, 1999
         Hey Guys!! Get real!! If you want to know what it costs to fulltime it (we've
         been at it for a year) spring for the price of Ron & Barb's book!! With Ron as
         careful as he is with the $$, we figured he was pretty close. We added and
         subtracted to suit our lifestyle, and found out that just like living in a house, we
         spend whatever we have...... Barb has on several occasions made comments to
         this topic, and their book says it best. 
 

Posted by Dick Ackerman on May 02, 1999 at 22:48:35:
        In Reply to: Re: Fulltime Cost posted by Dave Jenkins on May 02, 1999
         We read Ron & Barb's book and it was definetly helpful. But, I would like to
         compare living costs with others to help learn the different things people deem
         important and expense out. Then we can put our situation on paper the way we
         think it will work for us. Hopefully this will work for us. Thanks for your input
         because if I hadn't read the book I would go out and buy it. 
 

Posted by Vickie on April 29, 1999 at 08:49:19:
        In Reply to: Re: Fulltime Cost posted by george on April 14, 1999
         Looks like there are enough people wanting the list you would save time by just
         putting it on this bulletin. Even if it's long it's only once and I'm sure they won't
         mind a long list posted here since everyone seems to want it including me. We
         put our house up for sale this weekend and have an Auctioneer coming to
         discuss an auction next week. Thanks for your time and effort. 
 

Posted by Ronald Lynn on April 09, 1999 at 10:09:10:
         We will have between 1300-1400 to fulltime on. This does not include
         any bills. My concern is medical care for my wife. We are in good health
         and have no medical health problems. I am now retired military and will
         use their facilities. Does anyone have any advice. The worry is to be able
         to get my wife on a plan. We are both 43, also anyone out there making it
         on our budget?  
 

Posted by Agnes on April 09, 1999 at 12:03:43:
        In Reply to: Will we have enough money-fulltiming posted by Ronald Lynn on April 09, 1999
         Ron, we aren't full timing yet so I wasn't going to respond to your questions
         regarding costs to full time. Hopefully, someone with some experience will
         respond on that subject. However, I have been looking into medical insurance
         for my husband and myself, 61 and 54 years old. We have found that BC / BS
         has various plans, with various deductibles and options. At your ages, the
         premiums will be much less than any we've been quoted. Call a local BC / BS
         office and they will be able to help you. In addition to them, if you are an
         Escapee, they have a medical insurance provider, too.
 

Posted by Sherry on April 10, 1999 at 16:56:45:
        In Reply to: Re: Will we have enough money-fulltiming posted by Agnes on April 09, 1999
         I may be wrong, but I thought that spouses of all retired military personnel were
         also covered by military insurance, same as the retiree. 
 

Posted by Carolyn Dennis Johnson on April 20, 1999 at 22:58:21:
        In Reply to: Re: Will we have enough money-fulltiming posted by Sherry on April 10, 1999
         MY Husband and I want to know if we will have enough money to live. We
         have figured out that after club memberships, life insurance, health insurance,
         dental insurance, RV and car registrations, mail forwarding, and voice messaging
         we should have about $1,500 left is that enough to live on? How much is not
         enough? What does everyone think about mail forwarding services do they
         work? Does it work to have a Texas address? We have so many questions?
         
 

Posted by Ron Bramlett on April 23, 1999 at 17:39:23:
        In Reply to: Re: Will we have enough money-fulltiming posted by Carolyn Dennis Johnson on
        April 20, 1999
         Carolyn, with $1500 left after all major expenses you guys should live high on
         the hog. Some fulltimers are paying all expenses with that amount. I will soon
         be one of them. I guess you would always want to have more but if i were in
         your shape i would already be out there fulltiming. Go for it; good luck. RON B.
         

 Posted by Ebs on March 15, 1999 at 19:22:27:
         I'm going to have to rollover my 401k into an IRA to avoid the tax
         consequences. What kind of an interest rate can I expect to get? I will need the
         income from this IRA to supplement my pension check. 

Posted by John on March 24, 1999 at 22:44:10:

        In Reply to: Interest rates posted by Ebs on March 15, 1999 at 19:22:27:
         You might want to check with Schwab regarding "Hybrid Preferred Stock".
         They are actually a type of corporate bond. There are some available which
         have about a 9% "dividend yield", paid monthly or quarterly. Don't "cash out"
         your 401k directly, arrange to have it transferred directly to wherever you
         decide to set up your IRA.... 

Posted by ebs on March 24, 1999 at 23:39:26:

        In Reply to: Re: Interest rates posted by John on March 24, 1999 at 22:44:10:
         Thanks John, I'm aware of the need to roll over rather than cash out to save the
         10%. Glad to hear of a nice high rate.