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Mail Forwarding for
full-timers
Posted by Bonnie on March 02, 1999 at 11:09:16:
We will be ready to
fulltime at the end of April and are looking into mail
forwarding services
now. I have heard good things about Escapees and having
residency in Texas,
but we would like to look into all options. In the
campground we are
staying in now, our neighbors told us about South Dakota
as another possible
alternative. No state income tax, sales tax is 3%, lower
fulltimers insurance
rates, etc. There is a mail forwarding service out of Sioux
Falls SD called Alternative
Resources. Anyone heard of it?? Or, does anyone
out there have any
other suggestions for mail forwarding services that they
know about? Thanks.
for the help.
Posted by Stephanie Bernhagen on March 16, 1999 at 08:04:32:
In Reply to: Mail forwarding
services posted by Bonnie on March 02, 1999
I have had several
requests for information on our experience of being burned
by MBE in Sioux Falls,
SD. Since what we learned may help many of you I will
share the experience
here. First, each MBE has their own charges. Second, our
experience was over
3 years ago and things may have changed with that
particular MBE. When
we signed up for the mailing service we agreed to a box
charge. We understood
there would be a $1 handling charge for each package
sent to us. We were
receiving mail once a month. All of a sudden it seemed we
were being asked to
send more money each time we received our mail. This
should not have been.
They did not provide a statement of charges, so we
investigated. What
we found was that the handling charge had been increased
to $1.50 without notice.
We could handle that. What really shocked us was
that there was a metered
mail charge, which we had never been made aware
of. We were not being
charged actual postage, but something like actual
postage plus 50%!
We asked for a statement of how this charge was
determined, but they
could not, or would not provide it. We dropped MBE
and went with the
Escapee Mail service then, and have been extremely happy
since. The lesson:
regardless of who you decide to get mail service from, know
all the charges and
get all them in writing.
Posted by Donna Yeaw on March 10, 1999 at 11:28:03:
In Reply to: Mail forwarding
services posted by Bonnie on March 02, 1999
I have a two part
article on the ins & outs of choosing a home base state that
you might want to
read. In part two I cover 4 favored states (TX, FL, TN, SD)
and list some good
online resources to help you make your choice. I recently
added writeups on
NV, WA, OR & AK - the link is on my home page as well.
RVLifestyle@email.com
http://www.suite101.com/welcome.cfm/rv_lifestyle
Posted by Barbara Hofmeister on March 02, 1999 at 19:09:40:
In Reply to: Mail forwarding
services posted by Bonnie on March 02, 1999
Yes, we have
heard good things about this service and residency in South
Dakota as well.
Aparently the state is actively seeking full-timers so they will
probably treat
you well. Barb
Posted by Agnes on March 04, 1999 at 15:56:22:
In Reply to: Re: Mail forwarding
services posted by Barbara Hofmeister on March 02, 1999
We had heard the same
thing about South Dakota and had pretty much
expected that we would
make it our home state. Just to be sure though, I have
been seeking quotes
for full-timers insurance from South Dakota, Florida and
Texas. Fully expecting
SD rates to be lower, I am surprised to find, so far, that
FL has the lowest!
(I thought it would be the highest because of the number of
older drivers in the
state.) I also talked to equivalent BC/BS providers in each
of those states seeking
health insurance quotes and was again surprised to find
FL's rates the lowest!
I am almost disappointed because I'd heard so much
about the lower rates
in SD. Of course, it depends on your vehicle and the
coverages you want
but I asked for the same thing from each state so that I
could do a fair comparison.
Hope this helps you some.
Posted by Ed Richmond on March 06, 1999 at 08:13:43:
In Reply to: Re: Mail forwarding
services posted by Agnes on March 04, 1999
A person does not
need to get Blue Cross/Blue Shield in the state of domicile. I
plan to register everything
in Texas when I retire this summer, but my
Pennslvania Blue Cross/Blue
Shild will cover me all over the US.
Posted by Stephanie Bernhagen on March 06, 1999 at 21:05:04:
In Reply to: Re: Mail forwarding
services posted by Ed Richmond on March 06, 1999
We have been residents
of South Dakota for a little over 5 years now. After
being burned by Mail
Boxes Etc.in Sioux Falls we changed to Escapees mail
service. South Dakota
now lists our address on our vehicle and trailer licenses
and titles as Livingston.
For South Dakota Voter's registration we use a
campground address,
which is what that office suggested. Our driver's license
still lists the South
Dakota campground office, but we have talked to other
South Dakota full-timers
who have their Livingston address on the driver's
license as well. We
also periodically put a change of address in from our SD
campground address
to Livingston or wherever we are at. As for Florida, don't
forget to factor in
the intangible taxes if you have investments.
Posted by Agnes on March 09, 1999 at 11:15:17:
In Reply to: Re: Mail forwarding
services posted by Stephanie Bernhagen on March 06, 1999
Do you mean that Florida
taxes dividends/interest? Do you also mean that you
can have a street
address in TX and still register vehicles in SD?
Posted by Steve Turney on March 09, 1999 at 21:47:05:
In Reply to: Re: Mail forwarding
services posted by Agnes on March 09, 1999
Each year (in Fl),
you will list all the stocks, bonds, mutual funds, etc., that you
own, and their value
on Dec 31st. Then, after an allowance, you will pay an
intangibles tax on
their value. Buy a motorhome in Florida, and you will pay a
6% sales tax. Registration
is relatively low. SD charges a 3% exise tax on
motorhomes registered
in their state, with credit for taxes you paid on the
vehicle in the previous
state. I also am considering Alternative Resources. They
are sending me a pamphlet
which outlines their services. Call 1-800-477-2664
and ask for Paul.
I'd still like to hear more from people who use their service.
This is my first visit
to this BB. Very interesting. Steve
Posted by Helen on March 21, 1999 at 10:58:32:
In Reply to: Re: Mail forwarding
services posted by Steve Turney on March 09, 1999
Steve you mentioned
that if you purchase a vehicle in FL you pay a 6% Sales
Tax. What if you purchase
the vehicles out of the state of FL, have never
registered them and
take them to FL to register? Do they charge the 6% plus
the $100 new application
fee? Sounds like SD is the best place to register if
they are showing favor
to RVers - not like OR.
Posted by virginia hyde on March 12, 1999 at 16:58:15:
In Reply to: Re: Mail forwarding
services posted by Steve Turney on March 09, 1999
Hi, We are considering
using S.D. as our home base. Our question is this: Is
the 3 % exise tax
charged on EVERY vechile transferred into S.D., or only the
new ones? If it IS
ONLY the NEW ones, what is the definition of NEW vs
USED vechile? In other
words, purchased in the last 6 months, 12 months,
previously registered
in another state, etc? Thanks very much for any data you
might have on this.
Virginia Hyde virginia.
Posted by Steve Turney on March 13, 1999 at 00:29:32:
In Reply to: Re: Mail forwarding
services posted by virginia hyde on March 12, 1999
Virginia - The follow
I'm buying my one year old rig from registered it after
purchase (he bought
it in Indiana and drove on dealer's tags to SD). He paid
the $3000 excise tax.
I called the registration office today at Sioux Falls
(605-367-4212), told
the lady I'm buying a used motorhome from an individual
who has it registered
in SD with SD plates, and she said I'd keep the same
plates and to send
her a check for 3% of the purchase price (plus the title and a
bill of sale.) If
you register a vehicle in SD which was purchased in another
state, they will give
you credit for taxes you paid in the other state. So if I
registered mine here
in Florida and paid its 6%, then registered it in SD, I'd pay
nothing in SD. But,
I recommend you call that number. The lady I talked to said
I should have a SD
address (but didn't say they wouldn't register me if all I had
was a PO Box.) But
the Alternative Resources mail forwarding and 1-800
service has a street
address which you would use. Looks just like a residence
address. Their phone
number is 1-800-477-2664. I talked to a guy named
Paul, and he is sending
me a pamphlet on their services. Also, I was surprised
to find out that insurance
on it is cheaper with a Florida address than either SD
or Texas. Steve
Posted by Kirk on March 09, 1999 at 21:58:01:
In Reply to: Re: Mail forwarding
services posted by Steve Turney on March 09, 1999
Just wondering what
you do if you get called for jury duty no matter where you
call home? In Texas
you are exempt from jury duty after 70, but before that?
Posted by Julie Woodbury on March 15, 1999 at 12:38:06:
I would like to know
what problems Stpehanie had with Mail Boxes Etc in
Souix Falls as we
are currently in the process of signing up for their service to
establish a SD address
for our residency.
Posted by george on March 16, 1999 at 06:47:07:
In Reply to: Mail forwarding
services posted by Julie Woodbury on March 15, 1999
I would also like
to hear about that problem. We are leaning more toward
Texas and the escapee.com
group, but would be interested in knowing about
insurance costs and
such in SD. Another good source of information might be
the bbs at rvamerica.com
thanks in advance
Posted by Chuck Mercer on March 18, 1999 at 11:44:47:
In Reply to: Re: Mail forwarding
services posted by george on March 16, 1999
at 06:47:07:
She posted a reply up there: | | | V
Posted by Rio Beckwith on April 17, 1999 at 13:14:49:
I just visited my
mail drop and the owner advised me of new postal regulations
and had me fill out
change of address forms. You are no longer allowed to use
a PO Box address with
a private mail drop. Your new address must show
PMB# and the street
address. That is OK (Except for the pain in the butt of
notifying all my corresponents
of a change of address). But here is the neat part:
I had to furnish two
ID's, one of which had to have my photo and I had to
prove a REAL ADDRESS.
ie, NOT my mail drop!! I can still work around
this because I have
a "real" address until next Friday, but what are you folks
with only a "mail
drop" address going to do? Please alert your full-timing friends
and also let me know
immediately via rvbeckwith@compuserve.com if you
have information different
from what I have stated above. This is an
inconvenience for
me because of the short notice but it is potentially a disaster
for folks already
on the road. If it is true, we need to write our represenatives
immediately and get
the PO Dept reigned in. I think they need a ruler to the
back of the hand just
like the IRS recently got. They work for us, they don't
own us!! Thanx.
Posted by Barbara Hofmeister on May 03, 1999 at 00:13:11:
In Reply to: NEW POSTAL
REGULATIONS posted by Beckwith on April 17, 1999
First of all the new
thing with the post office is not a "regulation" it is a policy
and you don't have
to have a "real address" other than the mail forwarding
address. We already
filled out the forms for Escapees and although it was a
pain, it will hinder
people who want to use a mail box for fraudulent purposes.
Escapees sent a paper
detailing how to fill out the form and I quote from one
section."If you have
a home base (other than an Rv) you physical address goes
here. If you live
in your RV, indicate that you line in your RV, give the state in
which it is registered
and the license number of your RV. (Example: Live in Rv,
registered in Texas,
license number 1234HHG).
Posted by Rio Beckwith on May 03, 1999 at 15:37:58:
In Reply to: Re: ALERT-NEW
POSTAL REGULATIONS posted by Barbara on 5/3/99
Obviously, there is
a lot of confusion. The proprietor of my mail drop insisted
that the address I
furnished had to be something other than the address of my
mail drop. She said
nothing about using my RV. The instructions she was
working from were
from an association of private mail drop operator's.
Incidentally, my mail
drop address is a physical street address and it is even on
my California driver's
license. I inquuired when I got the license if I could use
my mail drop street
address and the DMV said "Sure. It is your choice".
Posted by Etta on April 17, 1999 at 22:04:06:
In Reply to: ALERT-NEW POSTAL
REGULATIONS posted by Rio
Beckwith on April 17, 1999
We are preparing to
go full time in July. I just got the same information from the
postoffice in Oregon.
We are in a small town and they know every one and
known we are trying
to see our house. They told me we could not use the
POBox for mail pick
up only that we had to have a home address. Any help
out there
Posted by Dave Jenkins on May 02, 1999 at 13:27:06:
In Reply to: Re: ALERT-NEW
POSTAL REGULATIONS posted by Etta on
April 17, 1999
Big problem for fulltimers.
Escapees is on top of it as much as anybody can be,
and you might check
them out at www.escapees.com. As a side note, the
reference that the
government works for us, not the other way around -- that's
the kind of remark
that takes a tall beer to pursue! Something about the
"Consent of the Governed"
comes to mind from my long ago college degree in
Government. Disgusting
the way the tail is wagging the dog. |