Worries
Solo RVing
Posted by Chris on May 12, 1999 at 18:36:25:
I will be full-timing
alone and boondocking a lot to save money. I worry about
getting too lonely,
going stir-crazy with no one to talk to. I have become more
concerned about this
since discovering that having a good (unlimited) internet
connection is impossible.
Yipes! If you are traveling alone, how do you like it?
What special problems
do you encounter, if any?
Posted by Ed Richmond on May 12, 1999 at 21:32:39:
In Reply to: Solo RVing
posted by Chris on May 12, 1999 at 18:36:25:
I will be starting
full-timing solo when I retire on June 17, 1999. I expect to met
a lot of people on
the road. I have joined one solo group--Escapees Solo
BOF. I may join other
solo groups if I see a need to.
Posted by Cyndie on May 12, 1999 at 20:54:51:
In Reply to: Solo RVing
posted by Chris on May 12, 1999 at 18:36:25:
I will also be soloing
but will be with my two dogs and lots of books. I am also
concerned about becoming
a "hermit".
Driving
Posted by Dolores A on May 08, 1999 at 15:00:30:
My husband retired
recently and we are planning to sell our home, buy an RV,
and see the country.
Are there full-timer couples out there in which the wife
does not share the
driving? I would like to hear how that works out.
Posted by dorothy mowry on May 11, 1999 at 02:29:52:
In Reply to: Driving posted
by Dolores A on May 08, 1999 at 15:00:30:
We've been on the
road for almost 2 years and I haven't driven at all. Our goal
is for me to try it
soon, but only because we think it's a good idea that I know
how the house on wheels
moves on down the road. My husband enjoys
driving, and we keep
our days short so it hasn't been a problem for us. Happy
trails, Dorothy
Dealing with Traffic
Posted by Bill Gifford on April 25, 1999 at 17:37:28:
Hi Friends, We just
returned home from a 3500 mile roadtrip. To be honest,
everytime I saw a
beautiful RV rollin down the road I was jealous. Just
chompin at the bit
to start my fulltime RVing life. But as I was driving, our lil
Geo Storm, it became
clearer to me that there are absolute fools on our
highways. what with
the unsafe driving practices { you all get my meaning}
How do most of you
handle such rude drivers? and is it difficult to handle those
big rigs? Ours is
going to be probably {near as I can get my wife to aggree on
;)} a 37' Tradewind.
Tell me please, Whats it like traveling the highways during
these times?
Posted by John on May 08, 1999 at 10:08:01:
In Reply to: Dealing with
Traffic posted by Bill Gifford on April 25, 1999
Bill, traffic is a
wondrous thing sometimes. I just finished reading a post on
another site about
an Rver who was looking for a radar detector. See it's not
only the cars and
truck that can be a problem, it can be us too. You learn to
drive a little differently
when you are wheeling a big rig down the road. You
learn quickly, and
hopefully without mishap, to leave much more following
distance. You learn
to look around more and make sure you have some place
to go in an emergency.
Even stopping for gas can be an adventure. You need
to know the limits
of your rig and where you can take it. I have misjudged a gas
station before and
had to unhook the toad to get out of their driveway.
Somewhat embarrassing,
but not fatal. You must constantly watch not only
your own driving,
but also everyone else. As with big trucks, the little folks
don't understand that
you cannot stop in 10 feet when they cut in front of you
and slam on the brakes.
I enjoy driving our 35 foot class A. We pull a Saturn
Wagon behind it. You
just need to understand how big you really are and the
dynamics involved
in swerving and stopping such a great deal of weight. It
might sound scary,
but it isn't any different than driving a car, you just need to
multiply those car
"factors" by a bunch to modify them for a motorhome. The
best part of motorhome
driving is that you can see a lot more. You get to see
the tailights from
a backup before the cars below you do. Just take it easy and
you will have fun.
We have started leaving after 9 and stopping before 4 if
possible. That keeps
us out of rush hour where ever we are. As we move into
fulltiming in 30 months,
I suspect we will drive even less on those days we
move. John
RV Living
Posted by Sue Quinn on April 19, 1999 at 22:56:35:
My husband is at retirement
age and I am nine yrs. younger. I have awhile
before I retire but
due to his health, I would like to spend some quality time
with him. He would
like to try RV living. I was wondering if it would be feasible
for us to try this.
Is there part time jobs one can get to carry them over etc.
How will this work
in our situation? If anyone has any suggestions, please let us
know. Thanks.
Posted by george on April 20, 1999 at 13:46:10:
In Reply to: RV Living posted
by Sue Quinn on April 19, 1999 at 22:56:35:
Sue, anything
that you can do in a house you can do in a rv, exception being
that you can
move an rv. look at places such as www.workamper.com and
others, www.workersonwheels.com
also. they offer fulltime jobs or seasonal
employment.
happy motoring george
Jury Duty
Posted by Kirk on April 04, 1999 at 21:20:08:
We are approaching
the point of going fulltime, and we have wondered what
people do about jury
calls? Here in Texas the list is anyone who is registered to
vote, or has a driver's
licence. What happens whe you get called to serve?
Posted by george on April 06, 1999 at 06:51:00:
In Reply to: Jury Duty posted
by Kirk on April 04, 1999 at 21:20:08:
Kirk, I am told at
www.escapees.com that this is not a usual problem. If called,
2 things can happen....1.
serve 2. call/write or otherwise cummicate with the
office charged with
the calling of juries and ask that you have a deffermant until
you have returned
to that local. I am told that in fact this is nearly always the
accepted practice.
happy motoring george
Posted by Ken on April 08, 1999 at 19:10:56:
In Reply to: Jury Duty posted
by Kirk on April 04, 1999 at 21:20:08:
I was told that
only 70% of the people even show up for jury duty. And they
don't call or
check why. This is the 90's you know.
What if one spouse doesn't like fulltiming
Posted by Jerry Kreger on April 02, 1999 at 02:15:07:
My wife Cheryl, and
are in the preparation stage of going fulltime. We expect
our house to be sold
in June or July, upgrade our 34' coach to a 40' and be on
our way by September.
After taking an early retirement, we spent about nine
months living in the
34' while traveling from Washington State to Michigan,
Alabama, and California
as a contract Tool Engineer. With side trips, we
traveled to and thru
38 states. We loved it. So much so, that when the job was
completed, I was ready
right then and there to continue the fulltime adventure.
Alas, we didn't. We
came back home and sort of mothballed our coach for
occasional outings.
About a month ago, Cheryl said she want to sell our home,
get a bigger coach
and really go fulltime. I was delighted. Tonight she asked
me, "what if say,
after two or three years, I want to return to a permanent
home, would you give
it up?" I said, "if we sell out and do go fulltime, I really
don't want to quit
until poor health and/or old age dictates I do". Wrong
answer!! Certainly
if she didn't want to continue we would quit, but from all of
your experiences,
don't you think if she loves it now with the exposure we've
had, that she will
want to continue? I just don't want to start this with doubt. I
sure would like some
experienced feedback. Thanks, Jerry
Posted by Barb Hofmeister on April 02, 1999 at 09:21:39:
In Reply to: What if one
spouse doesnt like fulltiming posted by Jerry Kreger on 4/2/99
Jerry, When we started
out, we only intended to full-time for one to two years
and just celebrated
our 10th year. I don't think you should put a time table on
your full-timing adventure.
Even now, we don't know how much longer we are
going to stay out
here. We say that we will full-time until we get tired of it. I
don't think your wife
is unreasonable. Ron would never have agreed to full-time
if he thought it would
be forever. Let the lifestyle work on both of you and
maybe you won't like
it as much as you think or maybe she will have so much
fun that she would
never give it up. You just won't know until you really get on
the road. Barb
Posted by Toni Warriner on April 05, 1999 at 18:42:10:
In Reply to: Re: What if
one spouse doesnt like fulltiming posted by Barb on 4/2/99
Jerry, We are in our
mid 50's and are about to become full timers. I guess one
would say I am the
spouse, and all I can say is listen to Barb. We have an
tentative goal of
FTing for 10 years. This all depends on our health and whether
we grow tired of wandering
in time. Maybe we will do it til we drop in our
tracks. I think I'd
like that. Good luck to you and yours and keep an open
mind.
Full-timing
Posted by Vickie Peterman on March 05, 1999 at 13:56:12:
I just found this
site today and have really enjoyed it. I have spent all day on the
net. We will be starting
our life fulltimg in Fall 99. It seems such a big step but I
know we will love
it. I can't thank you enough for this site. It has answered so
many questions and
I'm sure will answer alot more. Thanks again for all your
help and keep up the
good work. Vickie
Posted by Omer Cowen on April 05, 1999 at 13:22:19:
In Reply to: fulltiming
posted by Vickie Peterman on March 05, 1999
We are in the latter
stages of fullfilling plans to begin full time RVing (date to
start out: May 25,
1999). This week (April 5, 1999) is an estate sale of all
(minus a few items
we have stored and family items given to family)...the estate
people are a th is
moment pricing all the household goods. I must say I am
having some mixed
emotions upon seeinig "things" being sold...BUT not that I
am having second thoughts
about Full Time RVing...it is a sadness to see things
go..but a hurrah to
see the future to hold "full time RVing". We moved into our
RV two days ago...to
have the estate sale..then to redo the duplex (we own it)
for lease...then I
retire, May 21..an we are off...It just seems strange now at
this precarious moment
we are experiencing...Did anyone else feel this
way??????????
Posted by Vickie on May 06, 1999 at 10:26:59:
In Reply to: Re: fulltiming
posted by Omer Cowen on April 05, 1999
The closer we get
the more I'm looking forward to it and getting started. We
are hoping to be on
the rode by Aug 99. By now you are already going and
hopefully enjoying
it. How did your auction turn out? Let us know please. What
all went into it?
Our auctioneer is coming today at 1:00 and we'll find out alot
more but would like
to hear from someone who's been there, done that. I'd
email you but figure
your on the road and may not have same email. Mine is
vgfarms@mvcc.com for
now. Thanks Vickie
Getting Ready
Posted by Sondra Holloway on March 03, 1999 at 22:41:24:
Well, we have finally
started to get on the road. Putting the old homestead up
for sale. We have
read both of your books from cover to cover and getting
anxious to get on
the road. Naturally, we are scared some but are happy to
finally be able to
start selling everything. We hope one of these days to meet
you in person. Don't
know where we are going to head first but really depends
on time of year. We
Pull a 31ft. fifth wheel Holiday Rambler with a Dodge
3500 p/u but are considering
trading for a medium duty Freightliner. Sondra &
Bill Holloway Murray,
Ky. Sondra & Bill Holloway .
Posted by Mary jane Ball on March 28, 1999 at 17:09:34:
In Reply to: Getting Ready
posted by Sondra Holloway on March 03, 1999
We are goin' fulltimin' next month. Nervous and excited. Need info on
insurance.and someone going thru this!!
Posted by Dave Jenkins on March 29, 1999 at 14:09:52:
In Reply to: Re: Getting
Ready posted by Mary jane Ball on March 28, 1999
Pretty easy. Foremost,
Progressive and General are the only 3 I've found that
take fulltimers. And
welcome to the world of fulltiming! Hope you like it as
much as my wife and
I do. Dave
NEW RVERS
Posted by TED JENDREY on February 07, 1999 at 23:50:52:
How does one know rving full time is for you?
Posted by Barb Hofmeister on February 08, 1999 at 01:24:17:
In Reply to: NEW RVERS posted
by TED JENDREY on February 07, 1999
If you like to travel, but
hate motels and packing a suitcase, you might be suited
for full-timing. If
you are looking for a sense of freedom and a chance to live
anywhere for a while
without worrying about having to sell a house everytime
you move, you might
be a candidate. If you are looking for a simple yet exciting
life, it might be
for you. The only way you can tell if it is for you is to try it out.
Short trips in a rented
RV will give you a feel for the lifestyle and you will at
lease know if you
are comfortable in RVs and campgrounds. Keep in touch. I
hope others might
have something to add to this.
Posted by Ed Richmond on February 28, 1999 at 10:42:09:
In Reply to: NEW RVERS posted
by TED JENDREY on February 07, 1999
The other answers
are good, of course, but I just wanted to add that asking this
questions is about
like asking how you know if you are really in love. That's
hard for someone other
than yourself to answer.
Posted by Norm Wyner on February 18, 1999 at 15:17:49:
In Reply to: Re: NEW RVERS
posted by Barb Hofmeister on February 08, 1999
How do you know full-time
RVing is right for you? Do you like living in a small
space that can be
defined as a "cubby hole?" Do you like living in an area with
a bunch of gypsies?
Do you enjoy playing Bingo with a bunch of Geezers?
Now ignore the previous
stupid questions and go out and try it. That's the only
way to find out. From
a three-year full-timer who loves it.
Posted by Mrs P on March 03, 1999 at 22:12:06:
In Reply to: Re: NEW RVERS
posted by Norm Wyner on February 18, 1999
If you enjoy "DRIVING"
is the big question? Meeting people, living in different
places, ? ? Having
a home that is not so spacious. Every trip will be an
adventure. By the
way, RVers are not gypsies, and we don't live in cobbie
holes. You also have
to have the right RV for you and your traveling
companian. Comfortable
enough and livable . Remember Its your home away
from home. GOOD LUCK
!
Worries
Posted by Nancy Norm Roller on March 01, 1999 at 00:29:58:
In Reply to: Re: worries
posted by Shirley Cullen on February 20, 1999
We are also planning
on going full-timing, possibably before Norm is eligible for
retirement. We found
that The Escapees Club offers it's members a health
insurance group plan.
We have checked into the group plan but it isn't cheap.
The monthly premium
for the 2 of us would be around $250. There was a
range of prices depending
deductables, your ages, and current health. If you
are really looking
at fulltiming without having health care provided via a
retirement plan you
should check out the Escapees Club at
http://www.escapees.com/.
If you come across other health plans for fulltimers
we'd like to know.
Nancy & Norm Roller
Posted by Agnes on March 01, 1999 at 11:07:38:
In Reply to: Re: worries
posted by Nancy Norm Roller on March 01, 1999
Wow, that's an excellent
rate! Can you tell me which plan and which deductible
you selected? Also,
if you don't mind saying, what are your ages? The reason I
ask is because we
checked into that insurance and were told the cost would be
about $700/month.
Needless to say, that's not cheap! Would really appreciate
knowing how you got
it down to $250. Thanks!
Posted by Nancy Roller on March 12, 1999 at 23:39:34:
In Reply to: Re: worries
posted by Agnes on March 01, 1999 at 11:07:38:
We are 39 and 47,
both are non smokers. We were looking at the 50/50
coinsure with a $500
deductable. We're not quite ready to go full time and
were checking into
health insurance just in case.... The most expensive for us at
our ages would be
$405 a month with the 80/20 coinsure plan with a $100
deductable. When I
talked to them they told me that the rates would be
different if we changed
our address when we were ready to sign up. Age of
course makes a difference.
Hope this helps.
Posted by Nancy Malon on April 06, 1999 at 16:10:48:
In Reply to: Re: worries
posted by Nancy Norm Roller on March 01, 1999
I was very interested
in what you had to say about insurance. My husband is
52 and I am 51 and
are interested in getting insurance so that we can full-time.
When I checked with
the Escapees insurance they said they do not offer it to
Californians. They
are working on offering it to Texans as we speak. I asked
them to send me information
anyway as I would be willing to move and change
residency if the cost
was less than other insurance. Would you mind letting me
know you and your
wifes ages? I am very curoius.
Posted by jjarrowmac on February 07, 1999 at 15:44:27:
In Reply to: worries posted
by Barb Hofmeister on February 07, 1999
My worry as we plan
to begin fulltiming is if we can REALLY afford it and
what it will REALLY
cost.
Posted by Ron Hofmeister on February 08, 1999 at 11:05:06:
We worried too just
because it seemed like a different world out there. We talk
about finances a lot
in the new book so I hope you have that and that it helps.
But basically you
just need to look at the expense categories we have in the
book and see if yours
would be the same. In the beginning, when I was trying
to figure out if we
could afford this, Barb always said, "So, if we run out of
money, we can just
find jobs." We never had to, but did enjoy the money
saving benefits of
volunteering in national parks. The work was easy and we
saved a lot of money.
Hope this helps, Ron.
Posted by Tina Holady on February 21, 1999 at 19:00:23:
In Reply to: Re: worries
posted by Ron Hofmeister on February 08, 1999
Hi! Glad we found
you. We are planning on semi-retiring in 4 years. We have
bought an old school
bus with a great motor and are converting it. Our boys
are both nearly out
of school, so they should be pretty settled in 4 years and
that would give us
a home base. The only thing that really concerns us is my
health. Without going
into detail, we are wondering how much it costs and how
difficult it is to
find insurance on the road. We had thought of getting a policy
now that could be
used as a backup with our work insurance and than when
the time comes, we'd
be set up. Any ideas anyone out there has would be
greatly appreciated.
Posted by Dan Roberts on March 02, 1999 at 01:16:16:
In Reply to: Re: worries
posted by Tina Holady on February 21, 1999
Tina, my wife and
I just sold our home, (closed today) and plan to begin full
timing in June. Health
insurance is definitely a major item, and I've seen it from
both ends, since I'm
a Family Doc. HMOs are usually the best value in
insurance, (in spite
of the bad press), but are not very portable. That is they will
normally pay for emergency
care any place in the country, but for routine care,
require you to see
"in plan" providers, and since most are only in one area, that
can be a problem.
So for Full Timers, Point of Service, or Indemnity insurance
is the best, though
more expensive. Because of "Cobra" (federal legislation),
companies which provide
insurance through your employment must allow you
to buy that same insurance
after you retire, but only for 18mo. So if you have a
choice in insurance
with your employer, it makes sense to switch to an
indemnity or Point
of Service type of plan just before your retire. If, like us, you
didn't (we kept our
HMO), you can still get the emergencies covered on the
road, and come back
to your old home base for routine care for that 18mo.
Happy RVing. Dan Roberts
Posted by Agnes on February 08, 1999 at 10:31:52:
In Reply to: Re: worries
posted by jjarrowmac on February 07, 1999
We have the same concern
but are going to give it a try in spite of them! Our
major financial worry
is medical insurance costs and we will have that worry
whether we are fulltime
RVers or retires settled in a stationary home. We just
know we do not want
to be tied down to full time jobs any longer and enjoy
adventure so are pretty
certain we'll love the life on the road. HOWEVER, we
have decided to keep
some furniture in storage for a year - just in case we're
totally wrong in our
thinking! I'm sure everyone starting out had some concern
or other that made
them hesitant. It's like anything else in life. You make
choices based on what
you believe at that time and then forge ahead! Good
luck and, I hope,
happy traveling!
Posted by Ebs on February 18, 1999 at 23:03:17:
In Reply to: Re: worries
posted by Agnes on February 08, 1999 at 10:31:52:
Nobody
has answered this question!! What does it REALLY cost? Has
anyone
done a SURVEY regarding actual average costs? I'd like to see it
BEFORE
I tell my boss good bye. I'm new to researching this. Presently
looking
for a 5th wheel to play with for a year or 2 before retiring.
Posted by Barbara Hofmeister on February 19, 1999 at 00:28:05:
In Reply to: Re: worries
posted by Ebs on February 18, 1999 at 23:03:17:
Ebs, Ron has done
the most complete accounting of anyone we are aware of.
Did you check the
budget page in this web site? And our new book has a very
large chapter on what
the lifestyle costs right down to the last penny. And we
not only include what
we actually spend but what others spend too. It appears
that the average (not
including any RV payment) is in the $2,500 to $3,000 per
month. But there are
so many variables that the only way you can figure out
what your costs will
be is to look at all the categories we post and after reading
what is inculded in
each category you can pretty find where you will be. The
reason that we were
asked to be on Good Morning America is because of the
extensive finance
work Ron did in regards to this lifestyle. If we can be of any
more help, please
don't hesitate to email us. Barb
Posted by Tom Phillips on March 22, 1999 at 15:29:07:
In Reply to: Re: worries
posted by Barbara Hofmeister on February 19, 1999
Barb, I don't know
how you and Ron came up with $2,500 to $3,000 per
month for expenses
(less the RV payments). AS a comparison, I have a big 5
year old house in
Texas we designed and had built. I keep very accurate
records of living
in a home, right down to the last plant that died in the back
yard. My total expences
to run this big 3000sqft house (includes mortgate,
Utilities (two airconditioners),
Phone, cable, is $2,000 per month average.
$1900 during spring
and fall when the heat or cold is bearable. Food you need
anyway (ours is $200
pm). So, with food, say at $300 + $2000 = $2300 for
everything necessary
to live. Of course, magazines, entertainment, other things,
run up the "Style"
of living, but are not in the necessary column. It seems to me,
that RV living should
be as follows: (average mortgage on RV = $350 to $600
per month, Utilities
(gas, hookups, etc.)$200, p/m Cell Phone = $150 p/m
ATT One Rate (1500minutes
anywhere in the U.S. and no roaming charges.
That all costs (worce
case) 600+200+150 = $950 to live in an average cost
RV = $75,000. Now
add all those crazy costs like eating out, wine, beer, new
TV, extra soap, movies,
etc. OH! add $450 p/m for health insurance, $800
p/m for vehicle insurance
and now you have $950+ $450+800+(goodies =
200p/m)=$2400 tops.
OH, and throw in a CPU with modem and AOL or
other ISP provider
and maybe you top $2600 p/m. But the total includes al
whole lot more than
was indicated in the $2500 figure you sited. Of course,
you could save lots
of money if you too out some of the unnecessary things I
listed above. If you
include a savings plan, you may need more, but what a
deal! $2600 to live
in a RV with all those goodies, wow! I should beat this
behmoth house of mine
any day in living costs, including the vehicle mortgage,
don't you think? Now
all you have to do is - GET A JOB you can do while on
the road, and live
like a king. Happy trails Tom
Posted by Rich Emond on March 09, 1999 at 03:56:12:
In Reply to: Re: worries
posted by Barbara Hofmeister on February 19, 1999
Ron and Barb's financial
section is excellent. Another one that is good is on
Mark Nemeth's web
site, Mark's Fulltime Adventure:
http://bart.ccis.com/home/mnemeth/.
He has been on the road since June 1997
in his fiver and publishes
his costs. I think he just updated it recently. Good
luck. Peace, Rich
Posted by marge on February 19, 1999 at 02:54:41:
In Reply to: Re: worries
posted by Barbara Hofmeister on February 19, 1999
We are planning to
fulltime as soon as we sell our home,which is on the market.
We are 65&63 both
due to retire march 15th. We look forward to traveling and
have felt we have
a fairly good budget, which, I might say comes to a much less
total than your. I
have took the items that apply to us from your budget, and
come up with much
less amt. when I read your budget and others that say it
would take 2 &
3 ooo dollars a month to fulltime, it makes me to give up my
dream. then, I say,
no way, it can be done on less. Enjoy your Movin On. Tried
some of the recipes
this week, Jerry says, they're keepers. Thanks for this
section. was wondering
if anyone has any suggestions as how to prevent having
to put down awning,
jacks , etc......to go to the dump station..
Posted by Shirley on March 01, 1999 at 15:54:45:
In Reply to: Re: worries
posted by marge on February 19, 1999 at 02:54:41:
Life is full of uncertainties.
Why should full time RV'ing be any different? I will a
full timer as of June
this year. Am I concerned about finances? You bet!
However, I have enough
faith in myself and the opportunities available (I have
researched a lot over
the past two years) that I am certain that I will make it,
one way or another.
I know for certain that this is something I want with all of
my heart and soul.
Will I miss my kids and grandkids? Of course! Will there be
challenges and problems
to overcome? Without a doubt!! But what are your
options??? Forgo your
dreams, grow old and die in your sleep without ever
taken a chance???
I think not!!! I think that everyone should follow their
dreams and make it
work... There are few guarantees in life and, in my opinion
life to way too short
to spend it worrying... Follow your dreams... Happy trails
Shirley
Posted by Barb Ron on March 14, 1999 at 16:37:10:
In Reply to: Re: worries
posted by Shirley on March 01, 1999 at 15:54:45:
I am a little late
in reading all of these postings, but this one deserves a GOLD
STAR!! She has the
right attitude for this lifestyle. You will do well, Shirley.
Thanks for taking
the time to write. Barb
Posted by Jon and Lorraine on March 21, 1999 at 23:55:34:
In Reply to: Re: worries
posted by Shirley on March 01, 1999 at 15:54:45:
Shirley, we will be
following you in November. You are correct it would be
worse not trying it
and never knowning, than going and not liking it. Have fun.
See you at the top
of the hill. Jon and Lorraine |