1 pound pinto beans 
2 quarts water 
1 large onion, chopped 
1/3 cup catsup 
1/2 teaspoon salt 
3/4 teaspoon black pepper 
3/4 teaspoon minced garlic 
1 teaspoon chili powder 
1/2 teaspoon Accent 
1-1/2 teaspoon Italian seasoning 
1 tablespoon sugar 
1 large bay leaf 
1 pound ground beef 

Brown beef, drain, set aside. Combine remaining ingredients, bring to boil. Simmer 2-1/2 hours. Add browned ground beef and simmer another half hour. Great with corn bread.